According to NADA, almost no single car model is sold at the same fixed price by car dealerships in a particular area. Every buyer receives a different final new car price quote.

In other words every Honda Accord buyer in your area would have paid a different price for the car based on which car dealer they went to and how well they negotiated the price. Therefore, there is no level playing field on buying a new car.

As you may have guessed, this translates to either visiting as many car dealers in your area as your time permits or negotiating really hard with a shrewd car dealer.

My 7 hassle-free tips to buying a new car will certainly help you save money and pay one of the lowest prices in your area for any new car.

1. Finalize what car model you want and how much you’re willing to spend. This way you’ll be less pressured into making hasty decisions.
2. Identify two other competing car models that you might consider buying or can use as a negotiating leverage with car dealers. By doing this you’re showing the car dealer you have done your research and are not emotionally attached to this particular model (even though you may be).
3. Collect Internet new car price quotes for 3 competing car models. Do not step into a dealership without getting online new car price quotes.www.autoauctionbids.com is a good website to receive new car price quotes from multiple local dealers rather than just 1 car dealer as in the case of most Internet websites. Through magazines and publication, identify the dealer invoice price.
4. Take these new car price quotes and invoice price information to the car dealers who provided the online new car price quote to you. This not only shows the car dealer you have done your research, but also shows you are serious about buying a car.
5. Now that you have invoice price & new car price quotes from 3 competing car models, stick to the total price of the car during negotiations. The car dealer may lead you to monthly payments, trade-ins etc., but only focus on negotiating the final price down.
6. During the negotiation, mention about an even lower new car price quote received on a competing car from www.autoauctionbids.com. See if the dealer would match or beat it. Leave if you have to and see if the car dealer calls you back.
7. At this point, you are already getting a great deal on the car you want, so you can always go back to that dealership and buy the car at that price, which is probably the lowest price in town. The advantage of this process is that, you’re not engaging in much face to face negotiation with the car dealer, since you already have some facts to share like the new car price quote and invoice price.

You may be leaving money on the table unless you keep going back and forth from dealership to dealership to see if they would beat you new low new car price quote.

An alternative to this and the ultimate hassle free way to buying a new car would be to continue negotiating on the Internet. AutoAuctionBids.com allows buyers to send back the lowest price quote received for a particular car to all participating dealers.

The car dealers can view this lowest new car price quote and submit a lower quote. Another participating dealer can view this new low price and submit an even lower price.

This can go on for up to 3 days and at the end of the car auction, buyers can contact the lowest bidding car dealer and buy the car most of the time at below invoice price.

The best part of it all is that you can conduct 3 separate auctions for all 3 competing cars absolutely free, with no obligation to buy at the end of the auction.

In summary, remember all new car price quotes are different and car dealers will make a hefty profit if you cannot provide facts about competing dealer new car price quotes and competing car models new car price quotes. Collect these prices first and no negotiation will be required.


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Written by: Prashant Desai
Prashant Desai, author of various consumer tips articles and industry expert for AutoAuctionBids.com. Email him at p_desai@autoauctionbids.com to sign up for e-Newsletter and visit  www.autoauctionbids.com for more information.
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Free web hosting sound so tempting.  Like everything else that is free, however, there is usually a catch.  The catch is usually the fact that the web host will put ads on your website over which you have no control.  This is the price you pay for your free website.

You cannot blame the host.  They have to generate income somehow.  What better way than to promote their ads on your content.  Every time someone comes on your site to visit you, they are hit with a barrage of ads.  In some free websites, they may have a hard time not clicking on the ads.  The ads can move all over the page causing you or your friends to accidentally click on them.

After someone has clicked on an ad on your free web page, they can then expect to receive quite a bit of e-mail from not only the site that they clicked on, but also any other similar business. 

Free web hosting is fine if you want to have a social page, a resume page or even a small website devoted to a celebrity.  For business revenue, however, it is not the best choice.

Although you may have the most wonderful products for sale through your website at bargain prices, you can only sell them if people visit your website.  When using free web hosting your are limited.  In most cases, you can have one account and cannot post links between accounts.  Most free web hosting is for personal purposes only and rarely allows business selling. 

If you want to make money on the internet, the way to do it is to use a dedicated server.  This way, you can not only place any ads that you want on your site that will generate income for you as you are the website host, but you can also use the extra space to make up other websites that can use keywords to draw people to your sales website.  The content containing keywords shows up on the search engines and people are directed to your small, content site.  Here, they read some information and receive a link to your money making site.

Free web hosting is good for those who only want to use the internet sparingly, but not for the purpose of making money.  Even a shared server, which is a step up from a free server, and is basically the same thing only gives you more space and bandwidth as well as freedom, is limited.  To truly make money on the internet, you have to make use of all aspects, including the ads and affiliate links. 

Advertising on the internet can be free if you understand how to use the search engines to generate interest in your products as well as use a dedicated server to its maximum abilities.  While a free web hosting service is a fine idea for a personal website that can help you keep your family updated about your life, it is not the way to make money on the internet.

Do you ever wonder where your money goes every month? Does it sometimes seem as though you cannot afford to do things because your financial obligations are holding you back? If you find that you are asking yourself these sorts of questions, perhaps you should take a look at your financial situation and assess whether you are practicing good personal finance management or not. Good personal finance management spends within their income, plan for the future and solve financial problems as they arise. Poor personal finance management pay more, do without and fall behind. If you find yourself in the second category, you can do something about it. You can learn to take charge of your finances by planning your personal finances.

Planning your personal finances doesn't always come naturally, and even if you're just beginning to take your financial matters seriously, then you likely need a few personal finance tips.

Evaluate your current financial situation. One of the most important goals for most people is financial independence. Collect accurate information about your personal financial situation. Calculate your net worth which includes the real estate, saving and retirement accounts, and all other assets. This will help you decide how much money you can set aside for meeting future needs and goals.

A basic personal finance tip is to make a budget. A personal finance budget is information made up of your income and expenses and the more accurate this information is, the more likely you are be able to meet your goals and realize your dreams. A personal finance budget should be made for at most one year at a time and include a list of your monthly expenses.

All expenses must be included. To be sure of that go through all your paid bills, check register and credit card receipts to find expenditures that recur every month and expenditures that happen less frequently. Personal finance budgeting requires some small sacrifices. To be able to make good personal financial decisions and set priorities, you must know where your money is actually going. Start your budget and accomplish your goals.

Get an electronic bill pay. This is a very convenient way to pay your bills. You pay them electronically, by direct withdrawal from your bank account. The transaction is processed immediately. You can even link your bill pay service to your personal finance budget, so that your expenditures are automatically entered in the appropriate category. Personal financial management can be really easy.

Make an investment and finance plan. Now that the fundamental state of your personal financial security has been established, the time has come for the more prosperous part of your personal financial life. You need to make a personal finance plan of what you really want in life that money can buy. Your personal financial plan can be as simple or as detailed as you want it to be. Find out how to finally start to implement this plan and get the money to finance it. This is the long term part of your financial. This journey is the most interesting and exciting part of personal financing you can have toward financial freedom.

You can prepare for a secure personal financial future by following these simple tips. When you take control with your money, you don't have to worry about debt taking control of you.




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Written by: Oyvind Hennum
Oyvind Hennum runs the site http://www.financial-freedom-made-simple.com/
A large free resource directory containing book reviews, articles, biographies, motivational quotes, affirmations, practical tips, budgeting advice, success tests and free e-books.
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If you are thinking about a hybrid car, you may be hearing quite a bit of "talk." Some people think the hybrid car is the best thing on the market. Some people say it'll just pass. Other people say they think they can save a lot of money, but you're not sure it's really worth it.  What's the truth, and how do you separate myth from fact with all of the stuff that is  being thrown at you? Below, you can read and understand the common hybrid car myths.

Hybrid cars are the same as electric cars

This is not true because hybrid cars are fuel-powered for the most part. They have what are called battery assists. The assist is powered by a nickel-metal hydride battery pack that is rechargeable.

You are guaranteed to save money with a hybrid car

If you are doing city driving, you may save gas and you may not. The same goes for highway driving. There are just many different factors. It has been said that if everyone bought hybrid cars, the gas consumption would decrease by only 10%. That's not a very big difference.

A hybrid cars battery can run out

A hybrid car's battery should not run out while you are driving it. The engine in a hybrid car does not idle when stopped (at a red light for instance.)  What does it do instead? It recharges its battery. So there's no need to worry about a hybrid car stopping you.

The hybrid cars rechargeable battery only lasts for 2 years

A hybrid car certainly would not be worth purchasing if this was the case. A hybrid car's rechargeable batteries usually come with an eight-year warranty.

If I run out of gas, I can keep driving on the hybrid car battery

Keep in mind, a hybrid car's battery is an assist.  That means that hybrid car's still run on fuel. After you run out of gas, the battery may keep the car running for just a little while. However, the car will stop very soon.

Hybrid cars will soon put conventional car sellers out of business
This probably won't happen anytime soon. The reason for the delay has to do with the how much a hybrid cars. Many people simply can't afford one.  Also, people just aren't too sure whether they will really save money on hybrid cars. Therefore, they are slow to join the rush of people who want a hybrid car.

Hybrid cars will only save you about 88 dollars a year

I did hear something on the news about this once, but it may not be true. If there's something you really want though, and there's a lot of smoke surrounding it, you simply have to start digging and do some of your own research. There are many different models of hybrid cars, and many different manufacturers make them. This means that there may be many more variables involved than the ones discussed here.  A hybrid car may help you, and it may not, but the final decision is up to you.

Perhaps your business has grown to a point where you no longer want to use a shared server.  It may be time for you to seek out a dedicated server, but you do not want to end up costing you a lot of money.  You can find a budget dedicated server by perusing some of the dedicated server directories online. 

Finding a web site host on the internet can be a bit overwhelming.  When you first began your internet business, you most likely used a shared server to host your business website. 

Shared servers have their advantages. They are generally inexpensive and many even offer templates to build your own website.  When you first got started on your internet business, you probably chose the most inexpensive and easy to use shared server that you could find to host your website.  You may even have allowed them to place ads on your website. 

Not all shared websites have mandatory ads.  Some of them even allow you to place your own ads.  If you have incorporated ads into your website, such as with Adsense, you may even have earned extra revenue from your website, in addition to selling your products.

One of the drawbacks of a shared server, however, is that you are limited when it comes to both space and bandwidth.  The server can only handle a certain amount of traffic at one time.  If you are sharing the server with a bunch of other businesses getting substantial traffic to their websites, your customers may be having a difficult time getting to your website.  You could actually be losing sales without even knowing it, simply because you are using the wrong server.

A dedicated server can cost quite a bit more money per month, but it is your server.  You have control over it and you no longer have to worry about sharing it with other websites.  Your customers will be able to access your site with ease.

Years ago, people used to have party lines on telephones.  Four families would often share a phone line.  Only one family could be on the phone at a time and each family would have a certain distinctive ring when the phone was for them.  There was very little privacy as anyone could listen into a call and it was frustrating if you wanted to make a call and someone else was on the party line.

Shared servers are similar to those party lines of long ago.  The same way we do not want to share our telephone line with others, if we have a large business and substantial traffic, we do not want our customers being turned away because someone else is on the "party line." 

A dedicated server does not have to cost a fortune.  You can find a budget dedicated server in a variety of places on the internet.   You can find a budget dedicated server that will offer no start up costs for as low as $100 per month.  The difference in web hosting cost may be a bit more money, but may save you money in the long run by allowing increased traffic to your website.

5.6 Trillion Dollar Travel business Explodes Another 23% With No Slow Down In Sight! Entrepreneurs Cashing In!

With the Baby Boomer reaching peak spending years it's no wonder why the Travel industry is constantly breaking new records. Even those under 30 are spending there hard earned cash on traveling. "Travel Magazine"

The Baby boomers are those born between 1946-1964 and have a net worth of 78 billion dollars! That's approximately 40% of the GNP! They LOVE to travel and they love the savings we offer!

December 26, 2005 -- Its easy to see why so many people want to travel. Sun, fun, sandy beaches, exotic locations, or simply a chance to unwind. But with travel so expensive who can afford it?

Some savvy Entrepreneurs have found a way to not only save up to 75% on "ALL" travel expenses but they are making "thousands of dollars per week doing it!"

Imagine getting "unlimited lifetime" cruises, "unlimited 6 day 7" night resort packages, up to 50% discounts on hotels, condo rentals, Disney packages, car rentals, air fare, ski packages, camping packages and much more..... Imagine?

Imagine making $1000, $3000, or even $6500 for every package that gets sold and you never have to talk to "ANYONE", Imagine??

20 year seasoned Entrepreneur Matt Peck cant believe how much Money he actually saved on his travel package. After experiencing such a "great Value" Matt took it to the next level and decided to get involved in the business. Matt says its like Christmas everyday! The checks keep Rollin in and all I do is market my web site or 800 number with my special ID. I have never seen anything so duplicatable in my life.

We interviewed Matt about his previous business experience and Matt revealed he has tried an average of 15 different business's before he found one that actually worked. Matt said the problem with Network Marketing is that its not duplicatable. Even if you're a good speaker or good on the phone most people are not. When most people are confronted with a few No's they give up. And this is why over 95% of "ALL" network markers fail. Lets face it, some people just cant sell, some cant speak well, and MOST lack confidence. Matt's business has solved all those problems.

Matt says with his new travel business it takes all the selling, telling and chasing your friends and family out of the equation. Matt says he simply markets his web site or 800 number with his special ID number and his call center does all the telling and selling! Matt receives checks for a minimum of $1000, $3000, and $6500.

The key is how you market say's self made Millionaire Matt. I market through cheap classified Ad's, pay-per-click, Search engine optimization, card decks, magazine inserts, door hangers, post cards, etc..... It's fun and easy! If you just want to make and extra $1000 per week that's a NO BRAINER! With our automated site we even send out automated auto responder messages. We even give you ALL of the advertising secrets and resources. Its like a gift from God! To view a demo of his site you can view it at www.4266mp.wecloseyoursales.com

THIS BUSINESS IS AVAILABLE TO "ANYONE" , "ANYPLACE" IN THE "WORLD" ARE YOU PAYING ATTENTION????



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Written by: Matt peck
With over 20 years experience in Home based business Matt Peck has finally dicovered the most profitable business in todays internet world. From Network Marketing, mail order, distributorships, condo flipping, selling land, buy rentals, to authoring his first two books Matt has done and seen it all. Matt has dicovered an effortless way to create enormous amounts of cash with the least effort!
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How to finance a business is one of the main concerns that every new business person has to resolve. There are two main ways of financing a business, equity financing and debt financing.

The majority of start-up or small businesses use limited equity financing. As with debt financing, additional equity often comes from non-professional investors such as friends, relatives or colleagues.

However, the most common source of professional equity funding comes from venture capitalists. These are institutional risk takers and may be groups of wealthy individuals or major financial institutions. Most specialise in one or a few closely related industries.

Venture capitalists are often seen as deep-pocketed financial benefactors looking for start-ups in which to invest their money, but they most often prefer three-to-five-year old companies with the potential to become major regional or national concerns which will return higher-than-average profits. Venture capitalists may scrutinise thousands of potential investments each year but only invest in a few.

Different venture capitalists have different approaches to management of the business in which they invest. They generally prefer to influence a business passively, but will react when a business does not perform as expected and may insist on changes in management or strategy. Relinquishing some of the decision-making and some of the potential for profits are the main disadvantages of equity financing.

Banks are one of the most common sources of debt financing. There are many other sources for debt financing including: savings, loans and commercial finance companies. It is also possible to ask for funding from family members, friends or colleagues, especially when the capital requirement is small.

Traditionally, banks have been the major source of small business funding. Their principal role has been as a short-term lender offering demand loans, seasonal lines of credit, and single-purpose loans for machinery and equipment. Banks generally have been reluctant to offer long-term loans to small firms.

In addition to equity considerations, lenders commonly require the borrower's personal guarantees in case of default. This ensures that the borrower has a sufficient personal interest at stake to give paramount attention to the business. For most borrowers this is a necessary evil.









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Written by: John Mussi
John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.
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